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المال عبر الهاتف المحمول: يمكن أن يؤدي توسيع نطاق الوصول إلى حلول المال عبر الهاتف المحمول إلى سد الفجوة المالية بشكل أكبر، خاصة في المناطق التي تفتقر إلى الخدمات المصرفية.وإدراكًا لهذه الفجو�